My Funded Futures Rules: A Trader's Guide to MFF

Understanding My Funded Futures rules before you start trading can save you from a blown account and a wasted evaluation fee. Most traders who fail at MFF don't lose because their strategy is bad. They lose because they tripped a rule they didn't fully understand, whether that's the trailing drawdown, the consistency requirement, or a news restriction they forgot about.

This guide breaks down every rule that matters across all three current MFF plans so you know exactly what you're signing up for.

How the My Funded Futures Evaluation Works

My Funded Futures (also called MFF or MFFU) uses a single-phase evaluation. You pick an account size, hit the profit target while staying within drawdown limits, and you move on to a sim-funded account.

As of their current structure, MFF offers three plan types: Rapid, Flex, and Pro. All three share the same evaluation rules per account size. The differences show up after you pass, in the sim-funded stage.

Here are the evaluation parameters for each plan:

Rapid Plan

Flex Plan

Pro Plan

Across all plans, there is no daily loss limit during evaluation, no maximum time limit, and a minimum of 2 trading days to pass. T1 news trading is allowed during all evaluations.

Notice the contract difference between Rapid and Pro at the same account size. On a 50K account, Rapid gives you 5 minis while Pro gives you 3. That's a meaningful difference for anyone trading full-size contracts on NQ or ES.

MFF recommends Tradovate at checkout, which also gives you access to NinjaTrader and TradingView through the same connection.

If you breach your drawdown during evaluation, you can reset the account for a fee and start fresh without needing to repurchase.

My Funded Futures Drawdown Explained

The drawdown rule is the single most common reason accounts fail at MFF. Getting this wrong once ends your evaluation or funded account instantly.

MFF uses an End-of-Day (EOD) trailing drawdown during evaluation and on Flex and Pro sim-funded accounts. Rapid sim-funded accounts use intraday trailing instead. Here's how each one works:

EOD trailing drawdown (Flex and Pro)

MFF uses a Max EOD (End of Day) Drawdown set at 3%. The trailing drawdown locks at $100 plus the initial starting balance.

In practice, "end of day" means your drawdown floor updates based on where your account closes each session, not where it peaked intraday. So if your equity swings up $1,000 during the day but you close flat, the floor doesn't move. That gives you room to let trades work without the drawdown tightening against you mid-session.

The trailing stops once your end-of-day balance reaches a specific threshold. On a 50K account, that lock point is your starting balance plus $100 ($50,100). At that point, your drawdown floor is fixed forever, even if you grow the account to $60,000 or more.

Here are examples of lock points by account size:

• 50K accounts: drawdown locks once EOD balance hits $52,100, floor becomes $50,100

• 100K accounts: locks at $103,100, floor becomes $100,100

• 150K accounts: locks at $154,600, floor becomes $150,100

Intraday trailing drawdown (Rapid)

Rapid plans handle drawdown differently. On the Rapid sim-funded account, the drawdown type is intraday trailing. That means your max loss follows your equity high-water mark in real time during the session, not just at end of day. The distance stays fixed ($2,000 on 50K, $3,000 on 100K, $4,500 on 150K). Once your trailing max loss reaches $100, it locks there and no longer trails. You must always keep at least $100 in the account or the account is breached.

Open equity counts on both drawdown types

This is the part that catches people off guard. Open (unrealized) losses are included in the drawdown calculation on both EOD and intraday accounts. If your floating P&L pushes your account below the minimum balance, even for a moment, your account is breached. You don't need to close the trade for it to count against you.

The 50% Consistency Rule During My Funded Futures Evaluation

Every MFF evaluation carries a 50% consistency rule. No single trading day's profit can exceed 50% of your total evaluation profits.

Here's a simple example. Your profit target on a 50K account is $3,000. You have a great Day 1 and make $2,000. That's 67% of $3,000. You haven't breached your account, but you can't pass yet. You need to keep trading until that $2,000 day represents 50% or less of your total profits. That means accumulating at least $2,000 more on other days.

The 50% threshold doesn't blow your account if you exceed it. You just need more days to bring your ratio back into compliance. MFF even provides a consistency calculator on their help center to check where you stand.

One exception: the Pro Plan One Day Add-On has no consistency rule and carries a higher $4,000 profit target on the 50K account.

What about consistency after evaluation?

This is where MFF rules get more relaxed. On Rapid sim-funded accounts, there is no consistency rule. Same for Flex and Pro sim-funded accounts. So once you pass evaluation on any current MFF plan, consistency requirements drop away entirely. This is a significant change from older MFF plans (like the legacy Starter and Core accounts) that enforced 40% consistency in the funded stage.

News Trading and Restricted Activities

MFF has news trading rules that apply across all accounts, with additional restrictions on certain sim-funded plans.

Standard news protocols (all accounts)

On every account type, including evaluations, you must avoid having any positions or orders in the book within 2 minutes before and 2 minutes after any news data release. If news is at 8:30 AM, all positions must be closed by 8:28:00, and you can't re-enter until 8:32:00. This includes limit orders sitting in the order book. Strategies that exploit news bursts (such as straddles or strangles) are also prohibited on all accounts.

T1 news events

T1 (Tier 1) news includes FOMC meetings and minutes, the Employment Report (NFP), and CPI. Energy traders also need to watch EIA releases, and agricultural traders need to track Ag reports.

On Rapid and Pro sim-funded accounts, T1 news trading is fully prohibited. That means you cannot trade around these events at all, not just the 2-minute buffer.

Here's how the restrictions break down by plan:

• Restricted (T1 news trading prohibited): Rapid Sim Funded and Pro Sim Funded accounts

• Unrestricted (T1 news trading allowed): All evaluations, and 25K and 50K Flex plans

If you build your strategy around economic releases, this matters when choosing your plan. Flex is the only current plan that lets you trade T1 news in the funded stage.

Other prohibited practices

MFF bans several trading behaviors across all account types. Simultaneously placing multiple limit orders at the same price to manipulate fills is not allowed. Trading gapped or illiquid markets to profit from isolated fills is prohibited. Exploiting the absence of slippage on simulated accounts will get flagged. Hedging of any kind is banned, including across multiple MFF accounts. Copying your own trades across your own MFF accounts is allowed, but copying another trader's trades onto your account is prohibited. Each account must be traded only by the account holder on their own device.

All trading must comply with CME Group rules. MFF passed evaluations are subject to review, and traders found in violation may not be funded and may not receive refunds.

MFF Payout Rules and Profit Splits by Plan

Payouts work differently across each plan. Here's how they break down.

Rapid Plan payouts

• Frequency: Daily (first payout eligible 24 hours after first trade)

• Required buffer: $2,100 (50K), $3,100 (100K), $4,600 (150K)

• Minimum withdrawal: $500

• Profit split: 90/10 (trader keeps 90%)

• No consistency rule for payouts

Flex Plan payouts

• Frequency: After every 5 winning days (minimum $100 net profit per day on 25K, $150 on 50K)

• Minimum withdrawal: $250

• Maximum per request: 50% of net profits, up to $3,000 (25K) or $5,000 (50K)

• Profit split: 80/20 (trader keeps 80%)

• After first payout, max loss limit resets to $100

• Net profit of $250 (25K) or $500 (50K) required between each payout

Pro Plan payouts

• Frequency: Every 14 calendar days from first trade

• Required buffer: $2,100 (50K), $3,100 (100K), $4,600 (150K)

• Withdrawal while in buffer: up to 60% of profits before fully clearing the buffer (minimum $1,000)

• Maximum payout per user: $100,000

• Profit split: 80/20 (trader keeps 80%)

If you're weighing plans based on a My Funded Futures review, the Rapid plan's 90/10 split and daily payout frequency stand out. But the intraday trailing drawdown is stricter, so there's a real trade-off.

Path to live capital

Each plan has its own transition from sim-funded to live:

• Rapid: Automatic transition if you hit $10,000 net profit in a single trading day, or by Risk Management Team review

• Flex: After 5 consecutive payouts, reaching the $100K sim cap, or Risk Team discretion

• Pro: After 3 consecutive payouts, or a $20,000 profit milestone (triggers a review but does not guarantee transition), or Risk Team fast-track

Trading Hours, Activity Rules, and Staying Compliant

MFF allows trading from 6:00 PM EST (Globex open) through 4:10 PM EST (NY session close). Positions are auto-liquidated at 4:10 PM on regular trading days. Don't try to force trades back on after the close. MFF warns this can sometimes cause orders to go through and result in account disqualification.

During holiday hours, auto-liquidation does not occur at the early close. You're responsible for closing positions yourself.

MFF has an inactivity rule on all sim-funded accounts: you must place at least one trade every 7 calendar days. This applies across Rapid, Flex, and Pro plans. If you're planning to take a break, MFF asks that you inform them in advance so your account is notated. Violating this rule leads to an account breach. Evaluations are not subject to the inactivity rule.

You can hold multiple accounts simultaneously, but there are limits. For 25K and 50K plans, you can maintain up to 5 active sim-funded accounts. If you hold any 100K or 150K sim-funded account, the cap drops to 3 total active sim-funded accounts across all sizes. You can hold up to 10 evaluation accounts at once.

One practical tip: tools like Tanto can help you stay on top of my funded futures rules by auto-syncing trades from your broker. That way you can monitor daily P&L, drawdown distance, and consistency ratios without manual spreadsheets.

Bottom Line

My Funded Futures rules are straightforward once you understand your specific plan. The three things that end the most accounts are drawdown breaches from open equity dips, forgotten news restrictions on Rapid and Pro funded accounts, and misunderstanding how the trailing lock point works. Know your plan's parameters before you place your first trade, and check MFF's help center for the most current rules, as plan structures and policies can change.

Last updated: March 10, 2026