BrightFunded Rules: 1-Step, 2-Step Bright & Classic
16 min read
BrightFunded rules can look complicated because the firm offers three different plans, each with its own profit targets and drawdown structure. Whether you're picking your first plan or already trading a funded account, knowing exactly what's required to pass and what triggers a breach saves you from costly mistakes. Here's a clear breakdown of every rule that matters.
BrightFunded Evaluation Overview
BrightFunded is a forex CFD prop firm that funds traders up to $400,000 in total simulated capital, with leverage up to 1:100. Like most prop firms, you pay for an evaluation, prove you can trade within their rules, and then trade a funded account where you keep most of the profits.
The firm currently offers three active evaluation plans:
1-Step: fastest path to funding, stricter trailing drawdown
2-Step Bright: entry-level, balanced targets and drawdown
2-Step Classic: wider targets, larger drawdown buffer
Each plan is available in six account sizes: $5K, $10K, $25K, $50K, $100K, and $200K. You trade in a simulated environment on MetaTrader 5, cTrader, or DXtrade, with access to over 150 instruments spanning forex, indices, commodities, and crypto.
There is no time limit on any evaluation phase. You can pass at your own pace as long as you stay within your daily and maximum drawdown limits and place at least one trade every 30 days.
A minimum of 5 trading days is required in each evaluation phase by default. On the 2-Step plans, that means 10 trading days total to reach a funded account. On 1-Step, it's just 5. You can waive the requirement with a paid add-on at purchase.
If you bought a BrightFunded account before April 13, 2026, you're on a legacy "Original" plan with different rules that continue to apply. The information below covers the three current plans introduced with BrightFunded 2.0. You can find the legacy rules in the BrightFunded help center.
BrightFunded 1-Step Rules
The 1-Step puts you on a funded account after one evaluation phase, in exchange for the tightest drawdown rules of the three plans.
Phase 1 | Funded | |
|---|---|---|
Profit Target | 10% | None |
Min Trading Days | 5 | None |
Max Daily Loss | 3% | 3% |
Max Drawdown (trailing) | 6% | 6% |
Leverage (Forex) | 1:100 | 1:100 |
To pass Phase 1, you need 10% profit and at least 5 trading days. The Max Daily Loss and Max Drawdown are hard breaches in both Phase 1 and on the funded account. Going inactive for 30 days deactivates the account, with a 6-month window to reactivate via support.
The 6% trailing drawdown is the defining feature of 1-Step. It tracks your highest equity recorded and locks in at your initial account size once you reach 6% profit. Until you hit that threshold, the limit moves with your equity. After it locks, it behaves like a static limit.
For example, on a $100K 1-Step account, the trailing limit starts at $94,000. If your account grows to $102,000, the new limit moves up to $96,000. This continues as your account reaches new highs. Once your balance reaches $106,000, the limit locks permanently at $100,000 and stops moving. After that, the original balance is your hard floor and everything above is yours to trade with.
Here are the dollar values across every account size. The Daily Loss Limit and Max Drawdown apply to both the evaluation and funded account:
$5K | $10K | $25K | $50K | $100K | $200K | |
|---|---|---|---|---|---|---|
Profit Target (10%) | $500 | $1,000 | $2,500 | $5,000 | $10,000 | $20,000 |
Max Daily Loss (3%) | $150 | $300 | $750 | $1,500 | $3,000 | $6,000 |
Max Drawdown (6%) | $300 | $600 | $1,500 | $3,000 | $6,000 | $12,000 |
BrightFunded 2-Step Bright Rules
The 2-Step Bright spreads the evaluation across two phases with the lowest profit targets. The trade-off is less drawdown room than 2-Step Classic.
Phase 1 | Phase 2 | Funded | |
|---|---|---|---|
Profit Target | 8% | 5% | None |
Min Trading Days | 5 | 5 | None |
Max Daily Loss | 4% | 4% | 4% |
Max Drawdown (static) | 8% | 8% | 8% |
Leverage (Forex) | 1:100 | 1:100 | 1:100 |
To pass evaluation, you need 8% profit in Phase 1 and 5% profit in Phase 2, with at least 5 trading days in each phase. The Max Daily Loss and Max Drawdown are hard breaches in both phases and on the funded account. Going inactive for 30 days deactivates the account, with a 6-month window to reactivate via support.
The Max Drawdown is static, meaning the floor is calculated from your initial account size and never moves. On a $100K account, that floor is $92,000 from day one through funded.
Here are the dollar values across every account size. Both phases share the same Daily Loss Limit and Max Drawdown, and those carry into the funded account. Profit targets differ by phase and don't apply on a funded account:
$5K | $10K | $25K | $50K | $100K | $200K | |
|---|---|---|---|---|---|---|
Phase 1 Profit Target (8%) | $400 | $800 | $2,000 | $4,000 | $8,000 | $16,000 |
Phase 2 Profit Target (5%) | $250 | $500 | $1,250 | $2,500 | $5,000 | $10,000 |
Max Daily Loss (4%) | $200 | $400 | $1,000 | $2,000 | $4,000 | $8,000 |
Max Drawdown (8%) | $400 | $800 | $2,000 | $4,000 | $8,000 | $16,000 |
Both the profit target and the Max Drawdown are calculated from the initial account balance in each phase. If you start with $100K and finish Phase 1 with $108K, Phase 2 still requires $5,000 in profit to pass (5% of the original $100K), and the Max Drawdown floor stays at $92,000.
BrightFunded 2-Step Classic Rules
The 2-Step Classic has the same two-phase structure as 2-Step Bright but with a higher Phase 1 target and a wider drawdown buffer.
Phase 1 | Phase 2 | Funded | |
|---|---|---|---|
Profit Target | 10% | 5% | None |
Min Trading Days | 5 | 5 | None |
Max Daily Loss | 5% | 5% | 5% |
Max Drawdown (static) | 10% | 10% | 10% |
Leverage (Forex) | 1:100 | 1:100 | 1:100 |
To pass evaluation, you need 10% profit in Phase 1 and 5% profit in Phase 2, with at least 5 trading days in each phase. The Max Daily Loss and Max Drawdown are hard breaches in both phases and on the funded account. Going inactive for 30 days deactivates the account, with a 6-month window to reactivate via support.
The trade-off compared to 2-Step Bright is straightforward. You need a higher Phase 1 target, but you get a 10% drawdown floor instead of 8%, and a 5% daily loss limit instead of 4%.
Here are the dollar values across every account size. Both phases share the same Daily Loss Limit and Max Drawdown, and those carry into the funded account. Profit targets differ by phase and don't apply on a funded account:
$5K | $10K | $25K | $50K | $100K | $200K | |
|---|---|---|---|---|---|---|
Phase 1 Profit Target (10%) | $500 | $1,000 | $2,500 | $5,000 | $10,000 | $20,000 |
Phase 2 Profit Target (5%) | $250 | $500 | $1,250 | $2,500 | $5,000 | $10,000 |
Max Daily Loss (5%) | $250 | $500 | $1,250 | $2,500 | $5,000 | $10,000 |
Max Drawdown (10%) | $500 | $1,000 | $2,500 | $5,000 | $10,000 | $20,000 |
Both the profit target and the Max Drawdown are calculated from the initial account balance in each phase. If you start with $100K and finish Phase 1 with $108K, Phase 2 still requires $5,000 in profit to pass (5% of the original $100K), and the Max Drawdown floor stays at $90,000.
BrightFunded Drawdown Rules, Loss Limits, and Activity Requirements
BrightFunded uses two loss limits across every plan: a Max Daily Loss and a Max Drawdown (called "Max Overall Loss" on BrightFunded's site). Both apply during evaluation and funded stages. Hit either one at any point and the account is breached.
The Max Daily Loss is the maximum loss your account can take in a single trading day. All three plans have one. The percentage varies by plan:
1-Step: 3%
2-Step Bright: 4%
2-Step Classic: 5%
The daily loss limit is calculated as a percentage of your original challenge size and stays at that fixed dollar amount regardless of your current balance. On a $100K 2-Step Classic account, the daily loss limit is always $5,000.
BrightFunded uses an end-of-day high-watermark to set the floor. At the daily rollover between 11:30 PM and 11:59 PM CET, BrightFunded records whichever is higher at that moment: your balance (cash from closed trades) or your equity (balance plus open trade P&L). The next day's floor is that recorded value minus your fixed daily loss limit. If your balance or equity hits the floor at any point during the day, the account is breached and terminated.
For example: on a $100K 2-Step Classic account, the daily loss limit is $5,000. Say you end the day with your balance at $100,000 and an open trade showing +$1,000 in profit. Your equity is $101,000, balance is $100,000, so the EOD Highest Value is $101,000. Your floor for the next day becomes $96,000 ($101K minus the fixed $5,000 limit).
You cannot trade during the rollover window between 11:30 PM and 11:59 PM CET, since the daily loss limit is resetting during that period.
The Max Drawdown is the absolute maximum loss your account can take at any point. All three plans have one. The percentage and type vary by plan:
1-Step: 6% trailing
2-Step Bright: 8% static
2-Step Classic: 10% static
On 2-Step Bright and 2-Step Classic, the Max Drawdown is static. The floor is set at the start of the evaluation as a percentage of the original challenge size and never moves. On a $100K 2-Step Classic account, the floor sits at $90,000 for the entire life of the account, evaluation through funded.
On 1-Step, the Max Drawdown is trailing. The 6% floor moves up with your highest equity until you reach 6% profit, then locks at your initial account size. See the 1-Step section above for the worked example.
Minimum trading days. A trading day counts when at least one trade remains open for 60 seconds or longer. Pending orders that never fill don't count. The 5-day minimum applies only during evaluation. Once you reach a funded account, the requirement no longer applies.
Inactivity is a 30-day rule. If you go 30 consecutive calendar days without an open or closed trade, the account is deactivated. New accounts have 30 days from assignment to place a first trade. Accounts with trading history have 30 days from the last closed trade. Open positions keep the account active for as long as they remain open. Pending orders don't count. Inactive accounts can be reactivated by contacting support within 6 months. After 6 months, the deactivation becomes a hard breach.
Tracking your daily loss, max drawdown, and trading days while you're actively trading is harder than it sounds. The numbers move with every position, and most traders find out they breached only when the email arrives. Tanto auto-syncs your trades from BrightFunded and 35+ other brokers and prop firms, so you can see your live P&L, which days count as trading days, and how close you've been to breaching, all in one place. No spreadsheet, no toggling between dashboards. Stop guessing how close you are to a breach. Start seeing the trades that get you there by syncing your accounts with Tanto.
BrightFunded Funded Account Rules and Payouts
After passing evaluation, your funded account starts at the same size as the challenge you completed. A $100K challenge becomes a $100K funded account. The Max Daily Loss and Max Drawdown carry over unchanged. The profit target requirement disappears.
Your Max Daily Loss and Max Drawdown depend on the plan you bought:
1-Step | 2-Step Bright | 2-Step Classic | |
|---|---|---|---|
Max Daily Loss | 3% | 4% | 5% |
Max Drawdown | 6% trailing | 8% static | 10% static |
Before you start trading the funded account, BrightFunded's Risk Team manually reviews your evaluation activity. You'll also need to complete KYC and sign the funded account agreement.
What Changes on a Funded Account
Beyond the loss limits above, the following funded account rules apply equally across all three plans.
News trading restrictions activate. During evaluation, you can trade news events freely. On a funded account, opening a trade within 5 minutes before or 5 minutes after a major scheduled news event is prohibited. This is a soft breach. Profits from any trade executed in that window are deducted, and losses from those trades aren't compensated. Trades opened more than 48 hours before the event are exempt from the take-profit rule.
Profit split starts at 80/20. You keep 80% of profits by default. The split improves through the scaling plan (covered below) and can be upgraded to 90/10 at purchase as a paid add-on.
Payout cadence is bi-weekly by default. You can request your first payout 30 days after your first trade on the funded account, so the 30-day clock starts when you place a trade, not when you receive your funded credentials. After that, payouts come every 14 calendar days. Weekly payouts (every 7 days) can be added as a paid option at purchase. There's no minimum payout amount (you can request a payout with a balance as low as $0.01) and no profit cap.
Payouts process within 24 hours of request. Withdrawal options are USDC on the ERC-20 network or bank transfer in euros. BrightFunded doesn't charge fees on payouts, but third-party payment processors (banks, crypto networks, currency conversion) may apply small transaction fees at the time of transfer. These typically range between $5 and $50.
100% Challenge Fee Refund add-on (if purchased). If you bought the 100% Challenge Fee Refund add-on at checkout, your initial challenge fee is reimbursed to you with the first payout from your funded account.
15% Evaluation Profit Reward
BrightFunded credits 15% of your evaluation profits (Phase 1 plus Phase 2 if applicable) as a bonus to the starting balance of your next funded account. To unlock it, you need to reach at least 10% growth on your funded account and request a payout.
If you hold multiple funded accounts in the same linked chain (original plus post-payout new funded accounts), growth can be combined across them to hit the 10% threshold. Growth from separate funded accounts isn't eligible to combine.
You'll need to contact support to apply the bonus, and it's withdrawable on the next payout cycle.
Scaling Plan
BrightFunded's scaling plan reviews funded account performance over four consecutive months. To qualify for a scale-up, you need to meet all of these conditions:
Achieve profitability in at least 2 of the 4 months
Generate at least 10% total profit over the 4-month period
Process at least 2 payouts during that window
Have a balance at breakeven or above at the moment of scale-up
Each scale-up increases your account size by 30% of the original. After the first scale-up, your profit split moves to 90/10. The second scale-up keeps it at 90/10. From the third scale-up onward, the split becomes 100/0 and stays there. There's no upside cap on the scaling plan. Scale-ups happen automatically once you meet the conditions, so there's no application step required. Full details are on the BrightFunded scaling plan page.
$400,000 Funded Capital Cap
You can buy as many challenges as you want and hold multiple funded accounts at the same time. The funded capital cap is $400,000 total per trader. That can be split however the math works: two $200K accounts, four $100K accounts, eight $50K accounts, and so on. If you pass additional accounts that would push you over $400K, those accounts are placed on hold until one of your funded accounts is breached.
Account Merging
If you hold matching BrightFunded funded accounts, you can combine them into a single larger account. Eligible size combinations:
2x $5K → $10K
2x $25K → $50K
2x $50K → $100K
2x $100K → $200K
You can't merge accounts into sizes BrightFunded doesn't offer. For example, 2x $10K accounts can't merge into a $20K account because there's no $20K account size.
Merging is only available on funded accounts. Both accounts need to have been purchased with the same add-ons, including the same platform and the same promo code if you used one. Both must also be clean with no trades executed. You can only request a merge before the funded account is first issued, or after a payout. Only two accounts can be merged at a time, and the merge can't be reversed once completed.
Prohibited Trading Strategies and Other Rules at BrightFunded
BrightFunded bans a specific list of strategies. Using any of them leads to a breach or account termination depending on the severity.
Inter-account hedging. Holding opposing positions on the same or highly correlated instruments across different BrightFunded accounts, different prop firms, or different platforms tied to the same BrightFunded profile is prohibited. Hedging within a single account is allowed. First detection across accounts is a soft breach with a one-time warning email. Second detection is a hard breach.
Exploiting service errors or platform delays. Trading on a temporarily delayed price feed, taking advantage of an execution glitch, or capitalizing on any technical malfunction is treated as system manipulation.
External or delayed data feeds. Reacting to a third-party chart that runs slower than BrightFunded's real-time data is prohibited. All trades must be based on the price feed BrightFunded provides.
Coordinated multi-account manipulation. Opening offsetting trades across multiple accounts to eliminate risk and pass the challenge on the winning side is prohibited. This applies whether you're working across your own accounts or coordinating with others.
Identical strategies exceeding $400K in capital. BrightFunded reserves the right to suspend accounts if it detects identical trading strategies across multiple accounts that together exceed $400,000 in allocated capital.
Copy trading between people. Copying trades between accounts you personally own is allowed (BrightFunded to BrightFunded, BrightFunded to retail, retail to BrightFunded). Copying between accounts owned by different people, including family and friends, is prohibited.
Automated software, AI, or high-speed trading tools. HFT bots, AI systems scanning datasets for predictive edges, and any system designed to execute orders at superhuman speed are prohibited. Standard Expert Advisors are allowed but must comply with all standard rules.
Risk-abusive trading. Four behaviors fall under this: overleveraging (consistently using maximum available leverage), overexposure (stacking large positions on correlated assets), one-sided bets (continuously averaging down into a losing position), and account rolling (closing a failing account and restarting to hide inconsistency).
Abusive strategy types. Grid trading, arbitrage, tick scalping, and high-frequency trading are all prohibited regardless of how they're executed. There's no minimum holding time, but closing many trades in extremely short windows can flag your account.
Other Rules
A few additional rules apply across all accounts.
Stop loss requirements. Not mandatory, though recommended.
Weekend and overnight holding. Allowed across all asset classes. Crypto trading is available on weekends when the instrument is open. Swap fees apply unless you purchased the Swap-Free add-on.
Consistency rule. None. BrightFunded does not enforce a consistency rule on any plan.
VPN and VPS. Allowed, as long as you're the only person trading the account.
Single account policy. Each person is allowed only one registered profile with BrightFunded, using one email address and unique personal details. You can purchase multiple challenges under that profile. Creating multiple profiles results in account closure and forfeiture of payouts.
Restricted countries. Residents of Cuba, Iran, North Korea, Pakistan, Syria, and Vietnam cannot purchase a challenge. Pakistan-based traders with active accounts can continue trading on those accounts.
Refunds. Challenges are refundable within 30 days of purchase if no trades have been placed. Disputing a charge with your bank instead of going through support is treated as fraud and results in account termination and a permanent ban.
Bottom Line
BrightFunded rules vary across the three plans, so the right choice depends on your trading style. 1-Step is the fastest path to funding but comes with the tightest loss limits across the three plans, including a 6% trailing drawdown. 2-Step Bright spreads the evaluation across two phases with the lowest profit targets and a static 8% floor. 2-Step Classic gives you the most room with a 10% static floor and 5% daily loss, in exchange for a higher Phase 1 target.
Across all three plans, the funded profit split starts at 80/20 and scales to 100/0, and total funded capital is capped at $400K per trader. Rules can change, so check the BrightFunded help center before you buy.
By Team Tanto · Last updated: June 6, 2026